Monday, February 18, 2008

 

20 Things I Wish I Had Known When Starting Out in Life

By Zen Habits

“Everything has been figured out, except how to live.” - Jean-Paul Sartre

I’m nearly 35 years old, and I’ve made my share of mistakes in my life. I’m not a big believer in regrets … and I have learned tremendously from every single mistake … and my life is pretty great.

However, there are a few things I wish I had known when I was graduating from high school and starting out as an adult in life.

Would I change things? I’m not so sure. I might never have gotten into a mountain of debt, but then I wouldn’t have learned the amazing satisfaction of getting out of it. I might have made better career choices, but then I wouldn’t have all the work experience that makes me the blogger and writer that I am today.

I might not have gotten married that first time, so that I would never have gotten divorced … but then I wouldn’t have my first two beautiful wonderful incredible children from that first marriage.

I don’t think I would change any of that. However, looking back, there are some lessons I’ve learned that I would probably tell my 18-year-old self. Do I share them now to share my regrets? No, I share them in hopes that younger men and women, just starting out in life, can benefit from my mistakes and my lessons.

What follows isn’t an exhaustive list, but it’s one that I hope proves useful to at least a few people.

“I hope life isn’t a big joke, because I don’t get it.” - Jack Handey

1. How to control impulse spending. If there’s anything that got me in trouble financially, it’s impulse spending. Buying clothes when I don’t need them. Buying gadgets because I gotta have them. Ordering stuff online because it’s so easy. Buying that new shiny SUV because … well, because it was going to help me with women. I’m not proud of any of that. I’ve learned to control my impulses, at least a little better. Now, I give myself some time to breathe. I think over my purchases, see if I’ve got the money, think about whether it’s a need or a want. That would have been a useful tool 15 years ago.


2. You gotta stay active. I was in track, cross country and basketball in high school, but once I started college, the running and basketball began to slowly fade away. Not right away — I played pick-up basketball for years after high school. But even that went away, until I became sedentary. Playing with my kids outdoors winded me. And I began to get fat. I’ve reversed that trend, and am very active now, but I’m still trying to burn the fat I gained in those inactive years.


3. How to plan finances. I always knew that I was supposed to budget and track my spending, when I became an adult. I just was too lazy to do it. And I didn’t have a good idea of how to actually do it. Now, I’ve learned how to plan, and how to stick to that plan. Sure, I deviate from my plan, but I’ve learned how to handle that too. Maybe that’s not a skill you can learn from book reading. You just gotta practice. Well, I hope to teach it to my children before they go out on their own.


4. Junk food will come back to bite you in the butt. Yeah, it wasn’t just the sedentary lifestyle that got me fat. It was all the damn junk food too. I would eat pizza and burgers and Twinkies and sugar cereal and desserts and donuts and … well, you get the picture. As someone used to being able to eat whatever I wanted, it never seemed like it would be a problem. Bad health was something to worry about when you got old. Well, my jeans began to get way too tight, and to my horror, I climbed several pants sizes and developed a gut that only now is going away. I wish someone had shown me an “after” picture when I was young and downing the Big Gulp sodas.


5. Smoking is just dumb. I didn’t start smoking until I was well into my adult years. I won’t go into why I started, but it didn’t seem like a problem, because I knew I could quit anytime I wanted. Or I thought I could, at least, until several years later I gave it a go and couldn’t do it. Five failed quits later and I realized with horror that my addiction was stronger than I was. Sure, I eventually beat the habit (quit date: Nov. 18, 2005) but it took a piece of my soul to do it.


6. Fund your retirement, son. And don’t withdraw it. This piece of wisdom, and probably all the ones above, might seem blisteringly obvious. And they are. Don’t think I didn’t know this when I was 18. I did. I just didn’t pay it serious attention. Retirement was something I could worry about when I was in my 30s. Well, I’m in my 30s now and I wish I could slap that little 18-year-old Leo around a bit. What money I could have invested by now! I had a retirement plan, but on the 3 occasions when I changed jobs, I withdrew that and spent it frivolously.


7. All the stuff you’re doing that seems hard — it will be of use. This is the first one that might not be as obvious. There were times in my life when work was hard, and I did it anyway, but hated it. I did it because I had to, but boy did it stress me out and leave me exhausted. Hard work isn’t as easy as I wanted it to be. But you know what? Every bit of hard work I did without knowing why I was doing it … it’s paid off for me in the long run. Maybe not right away, but I’m using skills and habits I learned during those times of high stress and long hours and tedious work — I use them all the time, and they’ve made me into the person I am today. Thank you, younger Leo!


8. Don’t buy that used van without checking it out closely. I thought I was being smart by buying used, but I didn’t check it out carefully enough. That dang van had loads of engine problems, a door that nearly fell off when I was driving, a door handle that snapped off, a side mirror that fell off, no spare tire despite three tires that were ready to blow (and did), windows that didn’t roll up, rattling noises, an eventual blown radiator … I could go on and on, but let’s just say that it wasn’t my best purchase. I still think buying used is smart, but check things out closely first.


9. That guy you’re going to sell your car to? On a gentleman’s agreement? He’s not gonna pay you. I sold another car to a friend of a friend, who I was sure would pay me even if I had nothing in writing. That was smart. I still see the guy once in awhile on the road, but I don’t have the energy to do a U-turn and chase after him.


10. Make time to pursue your passion, no matter how busy you are. I’ve always wanted to be a writer, and get a book published. I just never had time to write. With a family and school and a full-time job, there just weren’t enough hours in the day. Well, I’ve learned that you have to make those hours. Set aside a block of time to do what you love, cut out other stuff from your life that take up your time, and don’t let anything interfere with that work. If I had done that 15 years ago, I could have 15 books written by now. Not all would be great, but still.


11. All that stuff that’s stressing you out — it won’t matter in 5 years, let alone 15. When things are happening to you right now, they mean all the world. I had deadlines and projects and people breathing down my neck, and my stress levels went through the roof. I don’t regret the hard work (see above) but I think I would have been less stressed if I could have just realized that it wouldn’t matter a single bit just a few years down the road. Perspective is a good thing to learn.


12. The people you make friends with are so much more important than your job or the things you buy. I’ve had a few jobs, I’ve bought a lot of things, and I’ve made a few friends over these last 15 years. Of those, the only thing that still matter to me are the friends. And I wish I could have spent more time with friends (and family) than on the other things.


13. All that time you spend watching TV is a huge, huge waste of time. I don’t know how much TV I’ve watched over the years, but it’s a crapload. Hours and days and weeks I’ll never have back. Who cares what happens on reality TV, when reality is slipping by outside? Time is something you’ll never get back — don’t waste it on TV.


14. Your kids are going to grow up way faster than you think. Don’t waste a minute. I just had an Oh My God moment recently. My oldest daughter, Chloe, is 14 going on 15 next month. I have 3 years left with her before she leaves my house and becomes an adult. Three years! I am floored by that single fact, because it really doesn’t seem anywhere near enough time. I want to go back to my younger self and whack that younger Leo on the head and say Stop working so hard! Stop watching TV! Spend more time with your kids! These last 15 years with Chloe (and my other wonderful kids) have gone by much, much too fast.


15. Forget the drama. Focus on being happy. There have been many things that have happened to me, professionally and personally, that seem like the end of the world. And while these things were bad, they get blown up in our heads so that they become major drama. They caused me to be depressed from time to time. What a waste of time. If I realized that it was all in my head, and that I could be happy instead if I focused on the positive, on what I did have, and what I could be doing … I could have skipped all the moping about.


16. Pay more attention to blogs when you first hear about them. They’re more than just journals. I first read about blogs 7-8 years ago, but when I took a look at them they didn’t seem like anything of interest. Just some people’s journals about stuff they read on the web. Why would I want to read those? I have my own thoughts about the web, but I don’t need to share them with the world. I spent a lot of time on the Internet, on various sites and forums, but every time I happened upon a blog I would brush past it without interest. It wasn’t until a couple years ago that I discovered what wonderful things they could be (I mentioned some of my early favorites in my list of influences). If I had gotten into blogging years ago … well, I wouldn’t have been wasting all that time.


17. Speaking of which, keep a journal. Seriously. Your memory is extremely faulty. I forget things really easily. Not short-term stuff, but long-term. I don’t remember things about my kids’ early years, because I didn’t record any of it. I don’t remember things about my life. It’s like a lot of foggy memories that I’ll never have access to. I wish I had kept a journal.


18. Tequila is seriously evil. I won’t go into details, but it should suffice to say that I had some bad experiences, and I’m not sure I learned very much from them or benefited in any way except to learn that tequila is the drink of the Devil.


19. Yes, you can do a marathon. Don’t put this goal off — it’s extremely rewarding. Running a marathon had always been a dream of mine, since high school … something I wanted to do but thought was out of reach. Or if I ever did it, it would be years and years later. Well, I learned that it’s not only achievable, it’s incredibly rewarding. I wish I had started training when I was young and light and fit … I could have had some good finishing times!


20. All these mistakes you’re going to make, despite this advice? They’re worth it. My 18-year-old self would probably have read this post and said, “Good advice!” And then he would have proceeded to make the same mistakes, despite good intentions. I was a good kid, but I wasn’t good at following advice. I had to make my own mistakes, and live my own life. And that’s what I did, and I don’t regret a minute of it. Every experience I’ve had (even the tequila ones) have led me down the path of life to where I am today. I love where I am today, and wouldn’t trade it for another life for all the world. The pain, the stress, the drama, the hard work, the mistakes, the depression, the hangovers, the debt, the fat … it was all worth it.

“Let us so live that when we come to die even the undertaker will be sorry.” - Mark Twain

Thursday, February 07, 2008

 

The Choice-Minimal Lifestyle: 6 Formulas for More Output and Less Overwhelm

From Tim Ferriss author of: The four hour work week, look here.

I was stressed out… over dog cartoons.

It was 9:47pm at Barnes and Noble on a recent Saturday night, and I had 13 minutes to find a suitable exchange for “The New Yorker Dog Cartoons,” $22 of expensive paper. Bestsellers? Staff recommends? New arrivals or classics? I’d already been there 30 minutes.

Beginning to feel overwhelmed with a ridiculous errand I’d expected to take five minutes, I stumbled across the psychology section. One tome jumped out at me as all too appropriate—The Paradox of Choice: Why More is Less. It wasn’t the first time I’d seen or read Barry Schwarz’s 2004 classic, but it seemed like a good time to revisit the principles, among them that:

-The more options you consider, the more buyer’s regret you’ll have.
-The more options you encounter, the less fulfilling your ultimate outcome will be.

This raises an difficult question: Is it better to have the best outcome but be less satisfied, or have an acceptable outcome and be satisfied?

For example, would you rather deliberate for months and get the 1 of 20 houses that’s the best investment but second-guess yourself until you sell it 5 years later; or would you rather get a house that is 80% of the investment potential of the former (still to be sold at a profit) but never second-guess it?

Tough call.

One call wasn’t tough: he recommends making non-returnable purchases. I decided to keep the stupid pooch cartoons. Why? Because it’s not just about being satisfied, it’s about being practical.

Income is renewable, but some other resources—like attention—are not. I’ve talked before about attention as a currency and how it determines the value of time.

The Art of Letting Bad Things Happen explores this using case studies, but here’s one example to illustrate: is your weekend really “free” if you find a crisis in the inbox Saturday morning that you can’t address until Monday morning?

Even if the inbox scan lasts 30 seconds, the preoccupation and forward projection for the subsequent 48 hours effectively deletes that experience from your life. You had time but you didn’t have attention, so the time had no practical value.

The choice-minimal lifestyle becomes an attractive tool when we consider two truths:

1) Considering options costs attention that then can’t be spent on action or present-state awareness.

2) Attention is necessary for not only productivity but appreciation.

Therefore:

Too many choices = less or no productivity
Too many choices = less or no appreciation
Too many choices = sense of overwhelm

Some people find that religion enables a practical choice-minimal lifestyle, as tenets often limit the number of possible actions. During his year of attempting to follow the rules of the Bible literally, the then-agnostic AJ Jacobs of Esquire cited the rules and restrictions of the Bible as amazing in this respect. Not having to consider a wide spectrum of options or actions—as he was following immutable if-then rules—allowed him to focus undiluted attention on the areas that weren’t constrained. The result? Increased output.

Even though I attended an Episcopal high school, I’m not religious in the common sense (and I don’t use the term “spiritual”), so this approach isn’t mine.

What to do? There are 6 basic rules or formulas that can be used, regardless of denomination.

1. Set rules for yourself so you can automate as much decision-making as possible (see the rules I use to outsource my e-mail to Canada as an example of this)

2. Don’t provoke deliberation before you can take action.

One simple example: don’t scan the inbox on Friday evening or over the weekend if you might encounter work problems that can’t be addressed until Monday.

3. Don’t postpone decisions or open “loops,” to use GTD parlance, just to avoid uncomfortable conversations.

If an acquaintance asks you if you want to come to their house for dinner next week, and you know you won’t, don’t say “I’m not sure. I’ll let you know next week.” Instead, use something soft but conclusive like “Next week? I’m pretty sure I have another commitment on Thursday, but thank you for the invite. Just so I don’t leave you hanging, let’s assume I can’t make it, but can I let you know if that changes?” Decision made. Move on.

4. Learn to make non-fatal or reversible decisions as quickly as possible.

Set time limits (I won’t consider options for more than 20 minutes), option limits (I’ll consider no more than 3 options), or finance thresholds (Example: If it costs less than $100 [or the potential damage is less than $100], I’ll let a virtual assistant make the judgment call or consider no more than 3 options).

I wrote most of this post after landing at the monster that is ATL airport in Atlanta. I could have considered half a dozen types of ground transportation in 15 minutes and saved 30-40%, but I grabbed a taxi instead. To use illustrative numbers: I didn’t want to sacrifice 10 attention units of my remaining 50 of 100 total potential units, since those 10 units couldn’t then be spent on this article. I had about 8 hours before bedtime due to time zone differences—plenty of time—but scarce usable attention after an all-nighter of fun and the cross-country flight. Fast decisions preserve usable attention for what matters.

5. Don’t strive for variation—and thus increase option consideration—when it’s not needed. Routine enables innovation where it’s most valuable.

In working with athletes, for example, it’s clear that those who maintain the lowest bodyfat percentage eat the same foods over and over with little variation. I’ve eaten the same “slow carb” breakfast and lunch for nearly two years, putting variation only into meals that I focus on for enjoyment: dinner and all meals on Saturdays. This same routine-variation distinction can be found in exercise vs. recreation. For fat-loss and muscle gain (even as much as 34 lbs. in four weeks), I’ve followed the same time-minimal exercise protocol with occasional experiments since 1996. For recreation, however, where the focus is enjoyment and not efficacy, I tend to try something new each weekend, whether climbing at Mission Cliffs in SF or mountain biking from tasting to tasting in Napa.

Don’t confuse what should be results-driven with routine (e.g. exercise) with something enjoyment-driven that benefits from variation (e.g. recreation).

6. Regret is past-tense decision making. Eliminate complaining to minimize regret.

Condition yourself to notice complaints and stop making them with a simple program like the 21-day no-complaint experiment. Just a bracelet and awareness can prevent wasted past-tense deliberation that improves nothing and depletes your attention and emotional reserves.

###

Decision-making isn’t to be avoided—that’s not the problem. Look at a good CEO or top corporate performer and you’ll see a high volume of decisions.

It’s deliberation—the time we vacillate over and consider each decision—that’s the attention consumer. Total deliberation time, not the number of decisions, it was determines your attention bank account balance (or debt).

Let’s assume you pay 10% over time by following the above rules but cut your average “decision cycle” time by an average of 40% (10 minutes reduced to 6 minutes, for example). No only will you have much more time and attention to spend on revenue-generating activities, but you’ll get greater enjoyment from what you have and experience. Consider that 10% of additional cost as an investment and part of your “ideal lifestyle tax,” but not as a loss.

Embrace the choice-minimal lifestyle. It’s a subtle and underexploited philosophical tool that produces dramatic increases in both output and satisfaction, all with less overwhelm.

Make testing a few of the principles the first of many fast and reversible decisions.

This page is powered by Blogger. Isn't yours?